Are you a spender? or a budgeter? I am definitely a budgeter! Yes, I am that person that has a budget for my budgets. Some people might be scared to make a budget or to stay within or keep up with their budgets, I am not! Having gone from a steady income to self-employed income is life changing, to say the least. Almost two years ago, my husband quit his job to go back to school full-time. For our family, this meant that we would have to rely on my self-employed income 110%, which is not easy by any means. Since my income fluctuates from month-to-month, staying within our monthly budget is a MUST and therefore, we must make sure that every single dollar we spent counts. So, how do we make every dollar count?
~How do We Make Every Dollar Count?~
First order of business, we STOPPED spending money we haven’t earned. Additionally, we stopped creating additional debt. We try to pay everything in cash and whatever is paid using our credit card, must be paid at the end of every the month. So, basically, if we don’t have it, it doesn’t get purchased. Again, we don’t live above our means, we try to budget everything from a simple home repair, kids’ school uniforms and supplies to our yearly family vacations.
Secondly, we created a budget and a saving goal that can help us stay within our plans. The key to sticking to our budget is to discipline ourselves and that no matter what, our budget has to be met. So, how do we create a budget that we can stick to? Well, thanks to EveryDollar, creating a budget for your money and living within that plan is easy. Let me show you how.
Since we all live in the digital age, I ditched the old ways of creating a budget AKA spreadsheets (yuck!) and moved to using the EveryDollar online platform or via the Android or iPhone app. Interesting yet? Well, not only EveryDollar super easy to setup and use, it only takes 10 minutes to create your first budget. Hey, the best part is that EveryDollar is free to use and if you want to take it a step further, with EveryDollar Plus, you can even connect your bank account and see your budgeting in real time. Which ultimately, will help you stick to your plans.
Let’s face it, budgeting and staying accountable is not easy when you are doing it alone, that’s why I say, that it takes a village to accomplish and to stick to it. When I say village, I don’t mean your neighbor, I mean, your kids and your spouse. One thing I like about EveryDollar is that you can connect multiple devices & can access on different platforms. Which is the perfect way to get everyone involved, especially your partner! 🙂 As you can see with a little bit of disciple and with the help of EveryDollar you and I can stay on budget through 2017 and beyond! So, have you tried EveryDollar yet? If so, what is your favorite feature? Share it with us by dropping us a note via the comment section below.
Disclosure: This is a sponsored post written by me on behalf of EveryDollar in partnership with Acorn Influence. All expressed opinions are 100% mine and not influenced by anything or anyone.